We also provide added services upon request. Opening Protection: Is there wind borne debris protection installed on the home? If so, what is the rating associated with the protection devises? To qualify for this potential discount, 100% of all openings need to be covered with Hurricane rated protection.The South Broward Team of home inspectors are your local Pillar To Post home inspectors.
Mysafe home inspection upgrade#
Secondary Water Barrier: Does the home have a secondary water barrier installed on the roof? This is a newer item and if your roof was installed or upgrade prior to October of 2007, you more than likely will not have this covering. Documentation from your roofer or pictures of the installation are required to qualify for this possible discount. Wall Construction Type: How is the home constructed? Is it a wood frame home, was the home built with masonry and if so is it steel reinforced? What percentage of each construction type was used?
Mysafe home inspection code#
Gable End Bracing: If the roof is a Gable style, is the Gable end braced to the 2001 Florida Building Code standard? Any gable end that is more than 48 inches should be braced to qualify for this possible discount. Any actual wall on the home can not be less than 50% Hip design to qualify for this rating. Roof Geometry: Is the roof a Hip roof or an other type of design? A Hip roof is shaped like a pyramid on all four sides of the home. Roof to Wall Attachment: Is the roof truss system attached with toe nailing, hurricane clips, single wrapped strapping or double wrap strapping? Roof Deck Attachment: What type of roof decking is on the home and how is it attached? Is the roof decking stapled or are nails used? If nails are used, what are the lengths of the nails and how far apart are they? Roof Covering: When was the roof installed and does it meet the 2001 Florida Building code? The "My Safe Home" program was terminated in August of 2008.Īll items that are checked with the Wind Mitigation Inspection that have been added or upgraded for wind protection and needs to have documentation as to when they were purchased and installed.
Mysafe home inspection professional#
Buyer should beware of prices that are simply too cheap for a licensed professional to conduct. With the "My Safe Home" program discontinued by the State of Florida, wind mitigation inspections should only be conducted by Licensed Home Inspectors, Building Contractors or Architects Certified by the State of Florida.
WHO CAN PERFORM A WIND MITIGATION INSPECTION? The following structures qualify for Wind Mitigation Inspections: The inspection usually takes less than an hour and the savings is usually in the form of a check direct from your insurance company within 3-6 weeks.ĭOES MY HOME QUALIFY FOR A WIND MITIGATION INSPECTION? A wind mitigation inspection verifies construction methods that create wind mitigation discounts based on those methods providing greater protection from wind hurricane damage. Homeowners' Insurance rates can be reduced substantially with a Wind Mitigation Wind Inspection. WHY SHOULD I GET A WIND MITIGATION INSPECTION? It can save the homeowner a significant amount of money.
The inspection and the discount is good for up to five years. The insurance company then often gives you a discount on your homeowner's insurance premium. It is a 4 page detailed report that is given to your homeowner's insurance company. A wind mitigation inspection is an inspection that identifies all of the wind resistant features employed in the construction of a building (house, condo, apartment, commercial building, etc.).
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